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The Government Backed First Time Buyer 95% (percent) mortgages scheme – how will it benefit you in Scotland and does it apply to Scotland?
Read more: The Government Backed First Time Buyer 95% (percent) mortgages scheme – how will it benefit you in Scotland and does it apply to Scotland?The UK Government recently announced that it is launching a scheme to help First Time Buyers on to the housing ladder. It also is aimed at stimulating the building industry. First Time Buyers are to be given 95% loan-to-value mortgages for properties in new-build developments that are covered by the scheme. In turn, the government…
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Should You Pay Money into Your Mortgage or Your Savings? Excellent Money Saving Expert (www.moneysavingexpert.com) Article
Read more: Should You Pay Money into Your Mortgage or Your Savings? Excellent Money Saving Expert (www.moneysavingexpert.com) ArticleI’m personally coming up for remortgage time at the beginning of December so I have a more than fleeting interest in mortgages at the moment. Getting the best mortgage rate is an important step to not wasting money every month on owning a home. ย However, if you’re lucky, you might be able to save a…
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Spread the Glove – Please Help MOV8 to Help Vendors of The Big Issue this Winter
Read more: Spread the Glove – Please Help MOV8 to Help Vendors of The Big Issue this WinterGlove thy neighbour as thyself…. We are very lucky at MOV8 Real Estate. After a long day of helping our clients to buy and sell properties around Edinburgh and the Lothians, we get to go back to our own homes and enjoy the comforts of warmth and shelter. However, particularly at this time of year,…
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Budget 2012 – What Do the Stamp Duty Changes Mean for Property Buyers and Sellers in Scotland?
Read more: Budget 2012 – What Do the Stamp Duty Changes Mean for Property Buyers and Sellers in Scotland?George Osborne yesterday revealed his Budget for 2012. ย The Budget included an increase in the 0% rate of tax and cuts to corporation tax, all of which are very welcome from a business and personal point-of-view. ย However, given that we sell properties in Scotland for our clients, it’s the impact of wider changes to property-related…
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Spread the Glove – Last Chance to Donate Your Winter Woolies for Big Issue Vendors
Read more: Spread the Glove – Last Chance to Donate Your Winter Woolies for Big Issue VendorsThank you to all of the staff and clients who have contributed so generously to the Spread The Glove campaign that we’ve been running on behalf of The Big Issue. Your generosity has been overwhelming! We’ve had people stop in our offices to deposit unwanted woolies in our collection boxes.
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Goodbye Stamp Duty, Hello Snappily-Titled Land and Buildings Transaction Tax. Roll On 2015!
Read more: Goodbye Stamp Duty, Hello Snappily-Titled Land and Buildings Transaction Tax. Roll On 2015!Goodbye Stamp Duty…? Kind Of. I have had to replace many an overused soapbox over past few years whilst property prices have risen yet the Stamp Duty thresholds have remained largely the same. It is a system that I feel is fundamentally unfair and which, from a purely property market related point of view, has…
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What Effect Will the Budget 2014 Pension Reforms Have on the Property Market and Buy to Let
Read more: What Effect Will the Budget 2014 Pension Reforms Have on the Property Market and Buy to LetIn his March 2014 Budget, Chancellor George Osborne outlined a huge shake-up of UK pension legislation. On the initial face of it, there were not many of his provisions that would impact hugely upon the property market. However, there is the potential that the pension changes could have an impact on the Buy to Let…
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Property Under Offer in Scotland – Can You Make an Offer – Gazumping
Read more: Property Under Offer in Scotland – Can You Make an Offer – GazumpingI have long been vexed by how to answer the question from members of my team about what they are allowed to do and to say when a buyer calls us about a property that is Under Offer or Sold Subject to Conclusion of Missives (SOLD STC) and asks whether they can make an offer…
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