Author: Robert Carroll
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Lies, Darned Lies and Average House Price Indexes – Should You Pay Attention to Average House Price Surveys?
Read the article: Lies, Darned Lies and Average House Price Indexes – Should You Pay Attention to Average House Price Surveys?With reports in the media this month that average house prices in Scotland are growing at the longest sustained rate for four years, we thought we would examine ‘average house price’ surveys and the house price reports that lie behind these regular Press reports. So, can you trust house price surveys? Where do they get…
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The Mortgage Market Review and Help to Buy Restrictions Hitting Property Buyers in Scotland
Read the article: The Mortgage Market Review and Help to Buy Restrictions Hitting Property Buyers in ScotlandSignificant changes are afoot in the mortgage market, particularly for high value mortgages and for people looking to move from their existing home using the Help to Buy shared equity scheme. Then, this month the Bank of England’s Financial Policy Committee (FPC) announced new restrictions on bank lending, aimed at slowing run-away house prices in…
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Property Market Update June 2014 – Press, Prices and Comment by MOV8 Real Estate
Read the article: Property Market Update June 2014 – Press, Prices and Comment by MOV8 Real EstateIt’s been a busy old month in Scottish property news, with lots of seemingly contradictory stories coming out. So what is the real picture? Is an interest rate rise imminent? What effect has the Mortgage Market Review had so far? We are now almost halfway through the year and about as far into the World…
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Will the Mortgage Market Review Changes Have an Effect on the Property Market in Scotland
Read the article: Will the Mortgage Market Review Changes Have an Effect on the Property Market in ScotlandThe changes that came into force regarding mortgage lending at the end of April have been a hot topic in the press this past month. http://www.heraldscotland.com/business/personal-finance/tougher-rules-will-hit-buyers-looking-for-loan.24054191 The main change brought in by the Mortgage Market Review (MMR) is that people now have to go through more stringent affordability checks and to provide more information about spending levels.…
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Buying a property to be used as a home versus buying as an investment
Read the article: Buying a property to be used as a home versus buying as an investmentBuying a property to be used as a home versus buying as an investment – what are the main things to take into account? There are two main reasons that people buy a property: as the perfect home for themselves and their family, or as an investment that they plan to make money on, either…
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First impressions count – the importance of kerb appeal
Read the article: First impressions count – the importance of kerb appealAre you thinking about putting your home on the market this summer? If so, have you given consideration to the exterior of your home? We all know that it’s a great idea to make the interior of the property look as attractive as possible to potential buyers: for example, we’ve all heard of the concept…
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Property Market Update May 2014
Read the article: Property Market Update May 2014After the Easter holiday, May has been a month punctuated by various bank holidays, local holidays and public sector holidays, seriously affecting the ability to settle house sales or arrange mortgage finance or find property buyers who weren’t away to the coast for the weekend. In spite of this, the property market continues to build…
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Monthly Scottish Property Market Update – March 2011
Read the article: Monthly Scottish Property Market Update – March 2011Budget 2011 Special! What Have I Written About Below and Why Should You Carry On Reading? George Osborne had his 15 Minutes of fame last week, announcing the Budget for 2011-12. There was not a huge amount in there for those looking at purchasing or selling a property in Scotland. In other news, initiatives were…
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