We believe that the most important element of your property marketing materials is the photography: the photos have to grab people, to make them want to read your full property advert and to arrange to see your property in the flesh. However, the subject matter can make a photograph and, to that extent, the way…
When marketing a property, you might think that the most important aspects in presenting the property would be top-quality photographs and a beautifully-written description. However, recent research suggests that floorplans are also at the top of the list for buyers. So why, if you are selling, is getting a floorplan an absolute must?
Whether you are buying or selling a house, conveyancing is involved. Whilst most people understand the fundamentals of marketing a house for sale or of finding a property to buy, even the word ‘conveyancing’ is hardly an example of Plain English and it’s easy for property buyers and sellers in Scotland to feel that conveyancing…
With reports in the media this month that average house prices in Scotland are growing at the longest sustained rate for four years, we thought we would examine ‘average house price’ surveys and the house price reports that lie behind these regular Press reports. So, can you trust house price surveys? Where do they get…
Significant changes are afoot in the mortgage market, particularly for high value mortgages and for people looking to move from their existing home using the Help to Buy shared equity scheme. Then, this month the Bank of England’s Financial Policy Committee (FPC) announced new restrictions on bank lending, aimed at slowing run-away house prices in…
It’s been a busy old month in Scottish property news, with lots of seemingly contradictory stories coming out. So what is the real picture? Is an interest rate rise imminent? What effect has the Mortgage Market Review had so far? We are now almost halfway through the year and about as far into the World…
The changes that came into force regarding mortgage lending at the end of April have been a hot topic in the press this past month. http://www.heraldscotland.com/business/personal-finance/tougher-rules-will-hit-buyers-looking-for-loan.24054191 The main change brought in by the Mortgage Market Review (MMR) is that people now have to go through more stringent affordability checks and to provide more information about spending levels.…
Buying a property to be used as a home versus buying as an investment – what are the main things to take into account? There are two main reasons that people buy a property: as the perfect home for themselves and their family, or as an investment that they plan to make money on, either…
Are you thinking about putting your home on the market this summer? If so, have you given consideration to the exterior of your home? We all know that it’s a great idea to make the interior of the property look as attractive as possible to potential buyers: for example, we’ve all heard of the concept…
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